Actualis



December 2016
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The best of Actualis in 2016

The five cardinal sins of investing
Market performance is unpredictable. It would appear, however, that some human behaviours can be much more predictable because they represent a rather natural response to temptations found in the investment world. Are you guilty of any?
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The price of love
The era of the stay-at-home wife and mother is over. A man is perfectly able to cook dinner, and a woman can be a primary breadwinner. Now, since we can very well live by ourselves, is it more expensive to live alone or as a couple?
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How is your income taxed?
Did you know that, when it comes to taxes, not all forms of income are equal?
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Looking for a mortgage any time soon?
Here’s everything you need to know before you book that meeting with your mortgage lender.
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Five dollars for a head of celery?
It seems as if some common foods now cost an arm and a leg. What’s up with that?
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What is living benefit insurance?
When you purchase a life insurance policy, you are doing something important about taking care of others. But some kinds of individual insurance are designed to help you take care of yourself.
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10 tasks for future entrepreneurs
Selling lemonade, delivering newspapers, mowing neighbourhood lawns… Most of us have been entrepreneurs at least one summer in our lives. If you still cherish the dream of running your own business, read this.
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Finding the means to fund the dreams
The proud athletes who represent Canada at the Olympic Games have spent at least 10 years achieving excellence. That often means more than 10,000 hours of unpaid training. How do they manage financially?
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Getting a first apartment: quite an adventure!
“Getting your own place” involves a host of financial decisions. So here are a few useful details to consider before you start checking the classifieds…
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Work or stay home with the kids?
When a parent decides to stay home to raise the kids, there are plenty of financial challenges to deal with, both short and long term.
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Virtual assets, real risks
What happens to your music files, e-books or TV series if your computer is stolen? Are they covered by your insurance? And can you leave them to someone when you die? Good questions!
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Work accidents: Do you have enough coverage?
No one likes to think about worst-case scenarios, but an ounce of prevention is worth a pound of cure. A work-related injury or illness could happen to anybody. If you had an accident at work, how well would you be protected, financially?
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